Unified Investment Capital Bank
At Unified Investment Capital Bank, we are committed to protecting the privacy, confidentiality, and security of our customers’ personal and financial information. This Privacy Policy explains how we collect, use, store, protect, and disclose your information when you interact with our banking services, whether through our branches, website, mobile applications, customer service channels, or third-party partners.
We understand that trust is the foundation of every financial relationship. Therefore, we maintain strict security standards and comply with applicable data protection, banking, and financial regulations to ensure your information remains safe and properly handled.
By accessing or using our services, you agree to the practices described in this Privacy Policy.
We may collect the following categories of information:
a. Personal Identification Information
Full name
Date of birth
Government-issued identification
Residential and mailing address
Phone number and email address
b. Financial Information
Bank account details
Transaction history
Credit history and investment portfolio details
Income and employment information
c. Technical & Usage Information
IP address
Device information
Browser type
Website usage data and cookies
d. Communication Data
Emails, call recordings, chat transcripts, and other correspondence with our support teams
Unified Investment Capital Bank uses your information to:
Open, manage, and maintain your accounts
Process transactions and provide financial services
Verify your identity and prevent fraud
Comply with legal and regulatory requirements
Improve our products, services, and digital platforms
Send important updates, statements, and service notifications
Provide personalized financial solutions tailored to your needs
We do not sell your personal information to third parties.
We implement industry-standard administrative, technical, and physical safeguards to protect your information against unauthorized access, loss, misuse, or alteration. These measures include:
Data encryption
Secure servers and firewalls
Multi-factor authentication
Continuous monitoring for suspicious activity
Restricted internal access to sensitive data
As a financial institution, Unified Investment Capital Bank complies with all applicable banking regulations, anti-money laundering (AML) laws, know-your-customer (KYC) requirements, and data protection laws. Your data may be processed to meet reporting obligations to regulatory authorities when legally required.
We retain personal information only for as long as necessary to fulfill legal, regulatory, contractual, and operational requirements. Once no longer required, data is securely deleted or anonymized.
We may share your information only in the following circumstances:
With trusted service providers who assist in delivering banking services
With regulatory authorities or law enforcement when required by law
With credit bureaus and financial partners as part of legitimate banking operations
During mergers, acquisitions, or corporate restructuring (with continued confidentiality protections)
All third-party partners are required to maintain strict confidentiality and security standards.
Our website and mobile applications may use cookies and similar technologies to:
Enhance user experience
Improve site performance
Analyze traffic patterns
Customize content and services
You may adjust your browser settings to manage or disable cookies, though some features may be limited as a result.
Depending on your jurisdiction, you may have the right to:
Access your personal information
Request correction of inaccurate data
Request deletion where legally permissible
Object to or restrict certain processing activities
Withdraw consent for marketing communications
To exercise your rights, please contact our Data Protection Officer through our official communication channels.
Unified Investment Capital Bank may update this Privacy Policy periodically to reflect regulatory changes, technological advancements, or service improvements. Updated versions will be published on our official website with a revised effective date.